November Insurance

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Adversely selected profile details can car insurance to almost 1,600 euro costs when replacing motor insurance on individually adapted combination of the tariff eighth Berlin, November 04th, 2010 that poorer risk ratings by place of residence and vehicle car insurance more expensive, is well known. But other factors, such as the naming of young driver or a different vehicle owners can get literally very costly for the policyholder. How much this variable details actually affect the height of the car insurance premium, show current calculations of the independent consumer portal toptarif.de. Different vehicle, collision damage waiver request, higher mileage & co. can increase the annual car insurance premium to almost 1,600 euros in their entirety. Daniel Dodt said policyholders should check exactly all the details to your profile prior to the conclusion of a new police”by toptarif.de. So it is advisable for example to specify the annual mileage as precisely as possible, because to much paid amounts will not be returned by all insurers. Large price differences may occur also when choosing the appropriate insurance.

After a certain age of the vehicle the expensive collision damage waiver policy no longer pays off”, explained Daniels. According to experts and consumer protection agencies include collision damage waiver protection aged from three to five years, part of comprehensive protection from about eight years ago, on the test vehicle. For example, a Hamburg-based single insured his five-year-old VW Polo at the HUK-Coburg, so the price differences between full and partial comprehensive protection is roughly 182 euros year *. There are surcharges usually also with a large circle of riders, young fellow users and a different vehicle. Alliance, for example, to around 168 euros in the case of the different holder, even if it is a direct relative, a Berlin family with the large insurance company car insurance increased in the year *. Any driver and also the 20-year old son the family car can use, in addition be 310 Euro per year payable *.

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