Pension and Disability Insurance

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Often, risk is underestimated if you feel young and healthy, usually rarely thinking about insurance and pension. However, this is advisable according to expert opinion, because every fifth employee in Germany due to health problems had prematurely retiring from professional life. The consumer portal geld.de informs how already young people for such a case can upgrade itself. The sooner a disability insurance (BU) is completed, the better. Already at 15 years of age is such a kind of interest (www.geld.de/ vorsorge.html) possible. The longer wait, the higher is the risk of that disease or chronic conditions complicate acceptance of the insurance. In extreme cases they may be rejected even. Since the legal BU for people who were born after January 1, 1961, was abolished in 2001, who can no longer perform his job, needs are engaged in other activities.

Only those who for health reasons exercised no profession in General may, receives a statutory disability pension. In General BUs in combination with other insurance companies offered, such as risk insurance or a private pension insurance. If the insured event occurs, the posts for the police are paid and thus secured the pensions.

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